XRP Price Prediction: Bulls vs. Bears at $1.35 – Can the Ripple Giant Hit $2?

#XRP

• Technical Weakness: XRP is trading below its 20-day MA with a bearish MACD, testing the lower Bollinger Band at $1.3385, suggesting short-term downside risk.
• Conflicting News: Negative scam accusations clash with bullish developments including XRP Ledger's RWA ranking and Flare's Confidential Compute for institutional growth.
• $2 Target Condition: Requires a breakout above $1.4852 (upper Bollinger) and sustained momentum; near-term probability is low without a major catalyst.

XRP Price Prediction

XRP Price at Crossroads: Technical Signals Point to Bearish Bias

XRP is currently trading at, a level that has market participants on edge. The 20-day Moving Average stands at, serving as a critical resistance point. According to, the MACD reading ofsuggests a loss of bullish momentum, with the signal line diverging negatively. The Bollinger Bands show a narrowing range, with the upper band at, mid-band at, and lower band at. James notes, 'XRP is testing the lower Bollinger Band, which historically signals potential support, but the bearish MACD crossover indicates sellers are in control. A break below 1.3385 could trigger a sharp sell-off toward the psychological 1.30 level.'

Mixed Sentiment Battles Technical Weakness: News Flow Offers Hope

The news landscape is a tale of two narratives. On one hand, a market analyst has labeled XRP as the 'Biggest Crypto Scam,' fueling bearish sentiment as holders weigh exit strategies near critical support. On the other,highlights structural resilience: 'XRP Ledger's surge to No. 4 in RWA rankings and Flare CEO's reveal of Confidential Compute for institutional adoption are game-changing developments.' Despite the negative noise, blockchain fundamentals are strengthening, which could offset short-term technical weakness. James adds, 'The AI-driven capital rotation is a wildcard – it could accelerate selling or trigger a sudden reversal if institutional adoption news catches fire.'

Factors Influencing XRP’s Price

Market Analyst Labels XRP as 'Biggest Crypto Scam' Amid Inflation Concerns

Market analyst Ryker has launched a scathing critique of XRP, branding it the largest scam in cryptocurrency history. The allegations center on the token's perceived lack of utility despite an $83 billion market cap and ongoing inflation from Ripple's escrow releases.

Ryker's X post accuses the XRP team of orchestrating price manipulation through celebrity endorsements and media campaigns, particularly during its 2017-2018 surge from $0.50 to $3. South Korea's Upbit exchange shows disproportionate trading volume, which the analyst cites as evidence of retail investor targeting.

XRP Holders Weigh Exit Strategies as Price Tests Critical Support Levels

XRP trades at $1.37, down 40% year-to-date, with recession risks threatening further downside. Technical analysis identifies $1.28 as the linchpin—breaching this level could trigger cascading sell-offs toward $1.18 or lower. Resistance looms at $1.385; a sustained breakout above $1.50 remains elusive.

Trading volume sits at $1.66B, reflecting muted institutional interest. Analysts note stop-loss orders clustered below $1.28 may accelerate declines. 'This isn’t 2021 anymore,' says one hedge fund manager active in crypto derivatives. 'Liquidity fragmentation across exchanges means retail gets caught in the crossfire.'

The SEC lawsuit overhang continues to suppress institutional adoption. Meanwhile, derivatives data shows leveraged longs being liquidated at twice the rate of shorts—a sign speculative money is fleeing.

XRP Ledger Surges to No. 4 in RWA Rankings Amid Rapid Growth

The XRP Ledger (XRPL) has vaulted into fourth place on RWA.xyz’s network rankings, trailing only Canton, Ethereum, and Provenance in total distributed real-world asset (RWA) value. With $4.1 billion in tokenized assets and a 45.97% 30-day growth rate, XRPL now outpaces BNB Chain, Solana, and Avalanche in the race to digitize traditional finance.

RippleX frames the milestone as a testament to XRPL’s accelerating adoption. The ledger now hosts 302 RWAs—from Treasuries to commercial paper—capturing 1.09% of the market. This expansion contrasts with declines in Ethereum (-4.37%) and BNB Chain (-4.36%) over the same period.

‘Bringing assets onchain is just the start,’ Ripple noted, hinting at broader financial infrastructure ambitions. The XRP community’s focus now shifts to scaling utility for tokenized assets across global markets.

XRP's Structural Resilience Amid AI-Driven Capital Rotation

XRP remains a focal point of crypto market debates, but analyst Cryptollica highlights an overlooked metric: the XRP/NVIDIA ratio. This comparative chart reveals how capital has disproportionately favored AI-related assets over cryptocurrencies. Despite this divergence, XRP's long-term technical structure remains intact—a decade-long ascending pattern that has weathered multiple cycles.

The 10-day timeframe chart shows XRP/USD replicating historical sequences: prolonged compression phases followed by explosive breakouts. The 2017 rally, 2021 surge, and 2025 upward thrust all adhered to this rhythm before entering cooling periods. Since February 2026, XRP has consolidated between $1.3 and $1.6, exhibiting characteristic sideways movement that often precedes volatility.

What makes XRP noteworthy isn't current popularity—it's the asset's stubborn refusal to collapse despite capital migration toward AI trades. The NVIDIA ratio serves as a stark reminder of this divergence, yet XRP's structural integrity suggests latent potential. As Cryptollica observes, compression phases historically terminate in dramatic expansions—a pattern that may soon test the $1.6 resistance boundary.

Flare CEO Unveils Confidential Compute to Propel XRP Institutional Adoption

Flare Networks CEO Hugo Philion revealed plans to bridge institutional finance with XRP through a groundbreaking Confidential Compute system, slated for Q3 2026 launch. The protocol enables private trading and lending of XRP-backed assets—addressing Wall Street's transparency hesitancy while unlocking DeFi yield opportunities.

FXRP, Flare's smart-contract-enabled XRP derivative, emerged as the linchpin. Unlike native XRP, it interoperates with lending pools and algorithmic strategies before seamless reconversion. Flare's v1.3 upgrade eliminated multi-step friction, streamlining institutional onboarding since its September 2025 mainnet debut.

Will XRP Price Hit 2?

Based on the current technicals and news flow, a near-term climb to $2 appears unlikely. The price is 33% below the target, with the MACD negative and price below the MA. However, XRP has historically displayed explosive moves.

Conclusion: A $2 hit is improbable in the near term without a catalyst. But if institutional adoption accelerates and XRP breaks above 1.4852, a $2 target becomes viable by Q4 2026. For now, investors should watch the 1.3385 support – a breakdown invalidates the $2 case.